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How much does membership in the United Legal Benefit plan cost? The cost of quality legal protection under the ULB Plan is $20.00 or less per month for a single family membership and there is a minimum twelve (12) month membership requirement. For information about group or corporate rates, please call ULB at 410-628-1110 or toll-free at 1-800-546-1602. Is the monthly rate only a "special, limited time offer" which will increase once I am in the plan? No, this is our standard rate for individual memberships and is actually less than when the plan started in 1991. May I use a credit or debit card to pay? Yes, simply indicate your preference when you enroll and United Legal Benefits will bill your Visa or Mastercard. How do I enroll? You may click here to download an enrollment form which can be faxed or mailed to ULB. Or, contact us directly at 410-628-1110. Can I change Plan law firms? Building a comfortable personal relationship with your attorney is a core element of the ULB Plan. However, we recognize that personality conflicts or differences may affect any relationship. In these cases, members may switch law firms within the ULB Plan. Why is the plan so inexpensive? How does my lawyer get paid? As with health care services, purchasing legal services through a group plan significantly reduces the cost to the consumer. A substantial portion of your monthly ULB fee is paid directly to your chosen law firm as a retainer. What types of law firms participate in the plan? ULB has a network of independent law firms that specialize in general practice and family law. These well-established firms service clients both in and outside of the ULB Plan and provide all of their clients with the highest quality of legal services. The ULB Plan covers me, my spouse and dependents. Who qualifies as a "dependent?" To determine dependent status, ULB uses rules similar to those used in filing income taxes. If a person meets the federal and state tax guidelines on legal dependency, he or she is covered under your membership. If the ULB Plan covers both me and my spouse, who gets ULB benefits in the case of divorce? Legal services for divorce, which are covered under the ULB plan, are the primary member’s benefit. Are "pre-existing" issues covered under the ULB Plan? ULB defines pre-existing issues as any matter that originated prior to the effective date of the Member Agreement and involved either (a.) the commencement of any legal action or proceedings by or against the member or (b.) the prior retention by the member of the services of another attorney. Pre-existing issues are EXCLUDED from the "no-additional charge" services, but MAY be significantly discounted under the ULB plan after an initial consultation with your plan attorney. Is there a minimum term of enrollment in the ULB Plan? Do I have to renew my membership? The minimum term of membership in United Legal Benefits is 12 months. If after 12 months a member wishes to cancel his/her membership, United Legal Benefits requires 30 days written notice. Renewal of the ULB Plan is automatic and over 98% of ULB members continue to utilize the service year after year for their legal protection and peace-of-mind. The ULB Plan offers discounted services from my law firm. How do I know if I’m receiving a true discount? ULB regularly monitors the rates of all participating law firms. If you have a concern about a fee, ULB is able to compare the fee being charges versus the standard rates of your attorney. In addition, we compare ULB firm rates to the rates of other firms in the geographic area to ensure that they are competitive. Are foreign language services available? Many of ULB's participating law firms offer special services for clients whose first language is not English. Upon enrollment, inquire about firms offering service in other languages. Can companies or groups sponsor the ULB Plan? Certainly. The United Legal Benefits Plan can be an important component of an employee benefits package and many companies are sponsoring the ULB Plan through payroll deduction. Please see our Company or Group Sponsorship page for more information. 
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